Debt Free Dashboard Terms of Use

1. Personal, single-user license

When you purchase access to the Dashboard, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to use the Dashboard for your own personal, non-commercial money management. One purchase = one individual user.

You may:

• Use the Dashboard to track your own debts and progress.
• Share your own screen or screenshots of your own dashboard with a spouse, partner, family member, coach, or advisor who is helping you personally.

2. No commercial or coaching use

The Dashboard is not licensed for commercial or professional use. Without our prior written permission, you may not:

• Use the Dashboard to deliver services to your own clients, students, members, or customers.
• Log in on behalf of a client, or share your login credentials with a client.
• Enter client data into your account, or maintain "shared" or "template" dashboards for multiple people.
• Use the Dashboard, its output, screenshots, or exports as a paid or unpaid tool inside a coaching program, course, membership, workshop, group, or firm.
• Resell, sublicense, rent, lease, white-label, or otherwise redistribute access to the Dashboard.
• Copy, reproduce, or reverse-engineer the Dashboard's design, calculations, workflows, or emails to build a competing product or client-facing tool.

This applies to financial coaches, money coaches, debt coaches, accountability coaches, bookkeepers, accountants, financial planners, advisors, therapists, and any similar professional role.

3. Coaches and professionals — how to share it with clients

We love that other coaches want to put this in their clients' hands. The right way to do that is to have each client purchase their own access, so the Dashboard, the emails, and the data stay with the person actually doing the work.

If you're a coach or professional who wants to offer the Dashboard to your clients, email hello@wealthlikethis.com and we'll set you up with a discount code you can share with your clients so they can buy their own lifetime access at a reduced rate. Please don't hand out your own login or buy one seat "for the practice."

4. One account per person

Access is tied to the account and email used at purchase. Don't share your password. If we see a single account being used by multiple people, or being used to service clients, we may suspend or terminate access without a refund.

5. Lifetime access

"Lifetime access" means access for as long as we continue to operate the Dashboard. We may change, improve, pause, or retire features, and we may migrate the Dashboard to a new platform. We are not obligated to maintain any specific feature forever. If we ever retire the Dashboard entirely, we'll give paid users reasonable notice.

6. Educational tool only — not financial advice

The Dashboard is an educational and organizational tool. Its calculations, projections, payoff dates, milestone estimates, reminders, and emails are general information based on the numbers you enter. Nothing in the Dashboard is personalized financial, tax, legal, credit, or investment advice. You are responsible for your own money decisions. Consult a qualified professional for advice specific to your situation.

7. Your data

You own the debt and payment information you enter. We store it so the Dashboard can work for you (calculations, reminders, emails, celebrations). You can reset and wipe your Dashboard data at any time using the "Reset my dashboard" option inside the Dashboard. See our Privacy Policy for details on how we handle information.

8. Refunds

Because access is delivered digitally and immediately, purchases are generally non-refundable. If something is wrong on our end or you were charged in error, email hello@wealthlikethis.com and we'll make it right.

9. Intellectual property

The Dashboard, including its design, code, copy, calculations, milestone system, emails, and branding, is owned by Wealth Like This™ and protected by copyright, trademark, and other laws. Your purchase grants a license to use it, not any ownership interest.

10. Termination

We may suspend or terminate your access if you violate these Dashboard Terms, including any commercial or coaching use, credential sharing, or attempts to redistribute the Dashboard. If we terminate for a material violation, you are not entitled to a refund.

11. Changes

We may update these Dashboard Terms from time to time. Continued use of the Dashboard after changes are posted means you accept the updated Dashboard Terms.

12. Contact

Questions, coach inquiries, or something feel off? Email hello@wealthlikethis.com.