Visual progress, negotiation scripts, and the accountability to see it through.
Everything in the $7 Dashboard, plus the visual tools, ready-to-use scripts, heads-up alerts, and weekly accountability that keep you engaged, excited, and committed to becoming debt free.
One-time. Lifetime access.
Plan summary
Your Freedom Roadmap
Debt-free horizon
Mar 2029
Extra to debt / month
+$500
In payoff order · 5 debts
Your debt mix
Trophy shelf · debts paid off
Care Credit
Feb 2025
Best Buy card
Aug 2025
Personal loan
Jan 2026
Macy's CC
Jun 2026
Citicard
Nov 2026
Progress milestones
What Premium unlocks
Six upgrades built to keep you in the fight.
Your full visual dashboard
A live picture of your debt shrinking with charts, colors, and a countdown to the day you're debt free. Progress you can actually see and feel.
Trophy & milestone shelf
Every debt paid off unlocks a trophy. Every 25%, 50%, 75%, and 100% of your journey unlocks a badge. Your wins, on display.
Word-for-word negotiation scripts
Ready-to-use scripts for calling to lower your interest rates, waive annual fees, and ask for hardship adjustments. Advocating for yourself has never been easier.
Heads-up alerts
Get notified before a promo APR expires or an annual fee hits, so you can call and negotiate the new rate or get the fee waived before it costs you.
Accountability reminders & monthly recaps
Reminders to log payments and update balances so your plan stays accurate, plus a monthly recap of your progress delivered straight to your inbox.
Weekly mindset & motivation
A short weekly note designed to keep you engaged, excited, and committed to becoming debt free — even in the months that feel tough.
What people are saying
People are already using it and telling their friends.
A friend recently downloaded this debt-free tracker and loves how interactive it is! If you're looking for a fun way to reduce your debt, whether it's a little or a lot, this low-cost tracker is fantastic! I don't receive anything for sharing this; I've simply seen the tracker and stand by what it does!
Why upgrade
Because paying off debt is a whole lot more exciting when you can see it happening.
The $7 version gives you the plan. Premium gives you the picture, the tools, and the accountability to actually stick with it: a live visualization of your debt shrinking, negotiation scripts to lower what you owe, heads-up alerts before a promo rate expires, and weekly notes to keep your head in the game.
Premium is built to make becoming debt free the least painful, most engaging version of itself, so you finish what you started.
Ready to see it all?
$47 one-time. Lifetime access. Yours to use to see it through.